Finance

Finance is available on all products supplied at JB Equipment Ltd, helping you build for the future and ensuring you are properly equipped with the assets you need for growth.

We have partnered with a series of specialist construction and agricultural finance brokers, who have in-depth knowledge of the industry and will help you find a tailor-made finance solution that is an affordable way to spread the cost of your attachments.

Get in touch to find out how we can help you

Please note: Typically a minimum order value of £5,000 applies in order for finance to be both offered, approved and financially competitive. For orders below this threshold, it is advisable to consider using a credit card as these are often more competitive. Financed packages involve some level of paperwork and credit checks to be completed. This often requires several days to be processed, so please take this into consideration if you are in need of the equipment quickly.

Spread the cost over time

Finance enables you to acquire an asset while paying for it in instalments over an agreed timescale – the term. At the end of the term, you have the option to purchase the asset outright.

It lets you spread the cost of your investment over the life of the asset, making it easier to budget. Hire Purchase is particularly suitable for acquiring vehicles, machinery, construction and commercial equipment with a resell value.

Benefits of Finance

More time to repay - Spread the cost over the life of the asset

Seasonality - Possiblity to structure repayments to take account of seasonal fluctuations in your cash flow.

Keep control - You are the owner of the asset for tax purposes and can normally claim capital allowances

Tax efficient - You can offset hire purchase interest and charges against pre-tax profits

Reclaim VAT